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Home Loans - apply online in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- A Cornhusker Bank Loan Officer will follow up after your application is submitted or you can call 402-434-2265 if you have questions.
Homebuyer Assistance Programs
You’ve found your dream home and our loan officer tells you you’re approved for a mortgage, but you’re just short of the cash you need to close on your loan. Now what? Cornhusker Bank partners with Federal Home Loan Bank (FHLBank) to offer the options below to bridge a closing cost and down payment gap. Talk to the Cornhusker Bank Mortgage Team for more details and eligibility.
Homeownership Set-Aside Program (HSP)
Cornhusker Bank partners with Federal Home Loan Bank (FHLBank) to offer the Homeownership Set-Aside Program (HSP) to assist low- and moderate- income first-time homebuyers.
The HSP provides down payment, closing cost and repair assistance to first-time homebuyers earning at or below 80% of the Area Median Income for households purchasing or constructing homes in Nebraska.
2025 HSP DETAILS
- Applications open March 3, 2025
- Subsidy per household: $2,500 - $15,000
- Available on a first-come, first-served basis
- Income limits apply by county
- Homebuyer Education is required
Cornhusker Bank Extended Rate Lock Option
The rate lock you choose when building a new home can be consequential. What if interest rates rise before the home is finished, and your monthly payments become out of reach? Or rates drop — and you’d like to take advantage of the lower rate?
To keep your new home safe and secure, we enhanced our rate lock policy. With our new Extended Rate Lock, your rate is protected for up to 360 days — that’s almost an entire year!
And our rate lock isn’t just more durable — it’s more flexible, too. If rates drop before your home is finished, we offer a one-time float down option within 60 days of closing. Along with that, we offer local servicing of your mortgage with the ability to refinance at a low cost in the future.
Our Extended Rate Lock Highlights:
- Lock terms available for 120, 180, 270, and 360 days
- A one-time float down option within 60 days of closing
- Use with Fixed-rate and Adjustable-Rate Mortgages
- Fees may apply, please contact your loan officer for more information
With a Cornhusker Bank Home Loan, You'll Get:
- Competitive Rates and Fees
- Clear and Responsive Answers
- In-house Approvals and Loan Servicing
- Exceptional Client Service
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